By accessing this website or any pages thereof ("Website") and continuing to do the same, you agree to be unconditionally bound by the terms and conditions of access below ("Conditions") which may be updated by us in our sole discretion from time to time without notice to you. If you do not agree to any of the Conditions, please discontinue your access immediately.

The access or use of the Website or the distribution of the Website's materials may be restricted or prohibited by law in certain jurisdictions. It is your responsibility to find out what those restrictions or prohibitions are and observe them. If in doubt, you should check with your local regulator or authority before requesting further information. The Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Definition

"we", "us", "our" or "ours" means Alpha Financial Advisers Private Limited; and "you" means the user(s) of the Website.

Disclaimer

The information and materials contained in the Website, including any services, products, information, data, text, graphics, audio, video, links or other items - are provided "as is", and "as available". We do not warrant the accuracy, adequacy or completeness of such information and materials and expressly disclaim liability for errors in or omissions from such information and materials.

We make no representation or warranty of any kind whether express, implied or statutory (including but not limited to any warranties of title, non-infringement of third party rights, merchantability, satisfactory quality, fitness for a particular purpose and freedom from computer viruses, worms, trojan horses, software bombs and malicious, destructive or corrupting codes, agents, programs or macros and spyware or similar items or processes) in conjunction with the Website, or any information and materials contained or referred to on each page associated with the Website.

No Offer or Solicitation

Nothing in the Website shall be considered or construed as an offer, invitation or solicitation to sell, buy, give, take, issue, allot or transfer, or as the giving of any advice or recommendation in respect of, shares, stocks, bonds, notes, interests, collective investment schemes, or other securities, investments, loans, advances, credits, deposits or any other financial instrument in any jurisdiction.

Materials for Informational Purposes only

The information and materials contained in the Website are intended for informational purposes only and should not be used as a basis for making any business or financial decisions. They do not take into account the specific investment objectives, financial situation or particular needs of any particular person who may be in receipt of the materials. Please seek advice from our representative regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs before you make a commitment to purchase the investment product.

The materials speak as of their date and do not reflect any changes in law, events or practice since that date. We do not undertake an obligation to update the materials or to correct any inaccuracy that may become apparent at a later time. The materials may be taken or compiled from sources that we believe to be reliable. While all reasonable care has been taken in preparing the materials, you should always consult primary or more accurate or more up-to-date sources of information.
 
Some of the information may contain projections or other forward looking statements regarding future events or future financial performance of countries, assets, markets or companies. These statements are only predictions and actual events or results may differ materially. Similarly, any past performance figures are not necessarily indicative of future or likely performance.

Revision

All information (including without limitation, specifications, descriptions and prices), appearing in the Website may be revised or withdrawn, in whole or in part, at any time without notice and shall not in any event form or constitute part of an offer or terms and conditions of a contract. By using the Website, you agree to be bound by any such revisions and you agree to periodically visit this page to determine the then current terms and conditions of access to which you are bound. We shall not be responsible or liable to you for any expense, loss, damage, liability or other consequence suffered by you or incurred by you in connection with any revision or withdrawal.

Submission of Information

All information which you submit to us using the Website shall be deemed and remain our property, and we shall be free to use the information for any purpose we deem necessary, desirable or expedient including, without limitation, the copying, transmission, distribution and publication thereof, unless restricted by applicable law. You agree that we shall not be under any obligation of confidentiality to you regarding any information you submit to us using the Website unless agreed in a separate direct contract between you and us or required by law. Nothing contained shall be construed as limiting or reducing our privacy promise to you in accordance with the Privacy Policy.

No Illegal or Harmful Uses

You may not use the Website or transmit, distribute, link, market, publish, display or sell any information which are harmful in nature or in violation of any laws or regulations (foreign or domestic) or to commit, engage in, perpetuate or abet any breach of security, fraud, criminal act, offence. We reserve the right to restrict or prohibit any and all activities, conduct or information (or delete, move or edit the same) that we determine in our sole discretion may be harmful to our systems, network, reputation, good will, our other customers, or any third party.

Indemnity

You shall indemnify and keep us indemnified in full against all and any claims, actions, proceedings, loss, damages, costs (including legal costs on a full indemnity basis), expenses and liabilities of whatsoever nature and howsoever arising which may be brought against or suffered or incurred by us arising from or which is directly or indirectly related to:-

(a) your access to or use of the Website; or

(b) any other person or entity's use of the Website where such person or entity was able to access or use the Website by using your user id and password (where applicable); or

(c) any breach or non-observance of any of these Conditions by you or by any other person or entity where such person or entity was able to access or use the Website by using your user id and password (where applicable).

Limitation of Liability

The use of the Website is at your own risks and we shall not be responsible or liable to you for damages, including without limitation direct or indirect, special, incidental, economic or consequential damages, expenses or losses or other consequences of whatsoever nature (collectively "Losses") suffered or incurred by you arising from or in connection with or caused by:

(a) any access or use of any part of the Website, or reliance on the contents of the same; or

(b) any use of or access to any other website linked to the Website; or

(c) any failure of performance, defect, error, omission, interruption, delay in operation, or system failure arising from the access or use of the Website or any other website linked to it; or

(d) any computer viruses, worms, trojan horses, software bombs and malicious, destructive or corrupting codes, agents, programs or macros and spyware or similar items or processes arising from the access or use of the Website or any other website linked to it; or

(e) any services, products, information, data, software or other material obtained from the Website or from any other website linked to the Website;

even if we or our representatives or employees are advised of the possibility of such Losses.

Hyperlinks

Any hyperlinks from the Website exist for information purposes and are for your convenience only. We accept no liability for any Losses arising directly or indirectly (including consequential loss) from the accuracy or otherwise of materials or information contained on the pages of such websites or loss arising directly or indirectly from defects with such websites.  Our inclusion of hyperlinks does not imply any warranty, endorsement or verification of the material on such websites and such websites should only be accessed at your own risks.

Intellectual Property Rights

All information and materials in the Website (including, but not limited to the text, graphics, videos, links and sounds) are owned by us and where applicable, owned by third party proprietors identified in the Website. No part or parts hereof may be reproduced, distributed, republished, displayed, broadcast, hyperlinked, downloaded or transmitted in any manner or by any means or stored in an information retrieval system without our prior written permission. You also may not, without our prior written permission, insert a hyperlink to the Website on any other website or "mirror" any material contained on the Website on any other server.

All trade marks and service marks displayed in the Website are owned by us and where applicable, owned by third party proprietors identified in the Website. No right or licence is given to any party accessing the Website to download, reproduce or use any of such trade marks or services marks, without our prior written permission or the permission of third party proprietors where applicable.

No Waiver

No failure or delay by us in exercising or enforcing any right or option under these Conditions shall operate as a waiver thereof or limit, prejudice or impair our right to take any action or to exercise any right as against you or render us responsible for any loss or damage arising thereof.

If any one or more of the provisions in these Conditions are deemed invalid, unlawful or unenforceable in any respect under any applicable law, the validity, legality and enforceability of the remaining provisions hereof shall not in any way be affected or impaired.

Termination

We may terminate your access to the Website and/or use of online services on the Website at any time, with or without cause or notice.

Governing Law and Jurisdiction

We make no representation that the information and materials contained herein are appropriate or available for use in other locations/jurisdictions other than Singapore . In the event that the laws of the jurisdiction you are in do not permit or impose restrictions on the access to the contents of the Website, you shall forthwith discontinue access or comply with such restrictions (as the case may be).
These Conditions shall be governed and construed in all respects in accordance with the laws of Singapore but in enforcing these Conditions we are at liberty to initiate and take actions or proceedings or otherwise against you in Singapore or elsewhere as we may deem fit, and you hereby agree that where any actions or proceedings are initiated and taken in Singapore, you shall submit to the jurisdiction of the courts of Singapore in all matters connected with your obligations and liabilities under or arising out of these Conditions.